(Korean Bilingual0 Junior Commercial Loan Officer / Underwriter
Harmonious Hiring LLC · Los Angeles, California · Posted Jun 25, 2026
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About the Role
A bank is hiring a Junior Commercial Loan Officer / Underwriter (entry-level, 1 opening) for its Western Loan Center in Los Angeles, CA. This role supports the Loan Center Manager with day-to-day loan center operations, reviews and underwrites commercial credits, monitors the existing portfolio for compliance and risk, supports lending staff, and helps implement marketing strategies to meet customer needs and loan center goals.
RequirementsKey Responsibilities
- Review credit memorandums for new, renewal, extension, and modification of existing commercial loans.
- Make preliminary decisions on credit memorandums and inquiries for new applicants at the loan center.
- Monitor the existing portfolio to ensure covenant compliance and appropriate risk ratings, minimizing the number and balance of defaults through ongoing review and communication with borrowers and guarantors.
- Support lending staff on lending-related matters, including underwriting, customer service, decision-making, loan structuring, and loan monitoring.
- Partner with loan staff to develop effective marketing strategies to localize bank products.
- Ensure compliance with operating policies, procedures, and outside regulatory requirements, and provide periodic reports to management.
Required Qualifications
- Entry-level: no minimum experience required (0-2 years).
- Strong understanding of financial statements, credit modeling, and lending.
- Proficiency in Microsoft Excel and loan underwriting tools.
- Experience with marketing.
- Bilingual in English and Korean.
Preferred Qualifications
- Prior internship or experience at a bank or financial institution serving Korean-affiliated customers.
BenefitsCompensation & Benefits
- Salary: $50,000+ per year.
- Full insurance coverage (medical, vision, dental) for employees and their immediate dependents; life insurance for employees. Monthly premiums are fully covered by the company and not deducted from pay.
- 401(k) enrollment with 5% employer match.
- Paid time off (PTO): vacation, sick, and personal days.
- Long-term tenure rewards: additional PTO and vacation expense reimbursement for continued years of service.
- Marriage leave: additional PTO for the marriage of an employee or an immediate family member.
- Employee loans: personal and residential real estate loans at preferential rates.
- Banking products: free checking, wire transfer fee waivers, money orders, and more.
Location & Schedule
- Onsite at the Western Loan Center in Los Angeles, CA.
- Full-time.
Skills:
Banking Services, Commercial Loans, Credit Analysis, Customer Support/Service, English Language, Financial Statements, Korean Language, Loan Operations, Loan Structuring, Loan Underwriting, Loans, Localization, Maintain Compliance, Marketing, Marketing Strategy, Microsoft Excel, Multilingual, Operational Audit, Operations Processes, Regulatory Requirements, Reporting Skills, Residential Mortgages, Risk, Risk Management, Strategic Planning, Underwriting
About the Company:
Harmonious Hiring LLC