Independent Health Insurance Agent

Independent Health Insurance Agent (1099-Contractor | Remote | Commission-Based)

Stop writing policies and start building a business. As an independent contractor with Trove Group, you set your schedule, own your book, and earn commissions that grow with every client you retain. The harder you build, the more it compounds.

Trove Group is an FMO with over 2,000 contracted producers. We exist to give independent agents better access, better infrastructure, and a cleaner path to building a book of business worth owning.

What working with Trove gives you access to:

Access to our affiliate Lucie's Phase III Enhanced Direct Enrollment platform, which supports ACA enrollments and surfaces cross-sell opportunities into dental, vision, critical illness, and accident products within the same workflow

Competitive contract levels across nationally recognized carriers in ACA, ancillary, and supplemental lines

Market and product resources to support your quoting and prospecting decisions

Your book of business stays yours, period

Who succeeds in this role:

Agents who are serious about building something over time, not just earning a commission check

Self-starters who are comfortable running their own business without someone managing their calendar

Compliance-minded producers who understand that long-term income in this industry is built on doing things right

Licensed producers ready to work a 100% commission structure where earnings are tied directly to output

What this role requires:

Active Life and Health insurance license (required)

Background in ACA, individual health, or ancillary sales preferred

Compensation and structure:

Compensation:

Commission-based with earning potential that scales directly with your production. Top agents can reach six-figure income.

Company DescriptionPower up your book with national FMO scale and boutique agility. Get a direct line to top products in your area, a team that backs you up, and tech that delivers unmatchable insights.