Credit Risk Analyst: Financial Analysis & Lending Decisions

Responsibilities Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence

Provide recommendations tied to analysis and assessment of credit risk

Present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay

Keep up to date with the company's lending protocols

Reconcile credit files and identify discrepancies and variances

Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

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