Principal SME Regulatory Affairs — Banking & AI Compliance

About Monstro

Monstro is a governed AI platform for regulated financial institutions. We give banks and wealth managers a way to deliver trusted advice digitally — to every client, not just the top tier.

Institutions already have the relationships, data, and context to understand each client. Monstro turns that understanding into advice. It gives every client the experience of a personal advisor: bringing together their full financial picture, identifying what matters, and delivering personalized guidance across investments, tax, retirement, insurance, legal, and more.

For clients, that means clearer decisions, proactive support when life changes, and a better view of their financial lives. For institutions, it means deeper relationships, more clients served consistently, and more of each client's financial life managed in one place.

What makes this possible is how the system is built. Every recommendation reflects the institution's own views, policies, and permissions. Every output is auditable, traceable, and reversible, and client data stays under the institution's control. Generative AI shapes how advice is designed; at runtime, execution is deterministic — so every output can be explained and stood behind, not just trusted.

The work

We are building for a high-stakes industry where the work has real consequences. The challenge is to make advice more personal and more available without making it less trusted — to build AI that institutions can audit, explain, and reverse, in a domain where being wrong carries real cost. That is a hard problem, and it is the reason to be here.

You will work on technology that brings real financial advice to people who have rarely had access to it. You will be expected to think clearly, move with urgency, hold a high bar, and take responsibility for work that matters. We are an early team building something ambitious, and what you do here will shape both the product and the company.

About the Role

Monstro is hiring a seasoned banking and financial services compliance expert to serve as the company’s regulatory authority — both internally and in the market.

You will be the person in the room — whether that’s a product review, a bank’s vendor diligence session, or an industry working group — whose depth of knowledge shapes outcomes and unblocks decisions. Internally, you will translate regulatory expertise into clear, actionable guardrails that give product and engineering the confidence to build quickly. Externally, you will be the face of Monstro’s regulatory credibility, shortening the time it takes institutions to say yes.

We are looking for someone who has spent years inside or alongside financial institutions, understands how regulators think, and has built the kind of credibility that makes banks and compliance officers trust you. This is not a process management role — it’s for someone who sees mastery of the rules as what allows you to move through them with speed.

Why This Role Matters

Monstro operates at the intersection of artificial intelligence, financial decisioning, and regulated banking infrastructure. Our institutional partners cannot deploy technology they don't trust — and uncertainty about compliance is one of the most common reasons enterprise deals slow down or stall entirely.

The right person in this role is a velocity multiplier. They shorten sales cycles by resolving compliance questions authoritatively rather than letting them linger. They enable product teams to build faster by providing clear guidance upfront rather than raising concerns after the fact. They allow Monstro to enter new markets with confidence rather than caution, because the regulatory groundwork has already been laid.

Done well, this role doesn't just protect Monstro — it accelerates it.

What You’ll Do

Serve as Monstro's external regulatory authority

Represent Monstro in conversations with banks' compliance, risk, and regulatory stakeholders during vendor diligence and deployment discussions — resolving concerns quickly and credibly so deals keep moving

Participate in industry forums, regulatory working groups, and policy consultations as a recognised voice on AI and financial services compliance

Build relationships with regulators proactively, so that when questions arise they are answered from a position of established trust rather than reactive scrambling

Support enterprise sales by providing substantive, authoritative answers to compliance and risk questions in real time — turning what is often a bottleneck into a competitive advantage

Own Monstro's regulatory strategy and positioning

Define and maintain Monstro's regulatory posture across U.S. and international markets, including open banking rules, consumer data protections, and emerging AI governance frameworks

Develop clear, well-reasoned positions on nuanced questions: where AI-driven financial guidance sits relative to regulated advice, how data flows within banking ecosystems, and how Monstro i…