Senior Wealth Planning Specialist — Financial Intelligence

About Monstro

Monstro is a governed AI platform for regulated financial institutions. We give banks and wealth managers a way to deliver trusted advice digitally — to every client, not just the top tier.

Institutions already have the relationships, data, and context to understand each client. Monstro turns that understanding into advice. It gives every client the experience of a personal advisor: bringing together their full financial picture, identifying what matters, and delivering personalized guidance across investments, tax, retirement, insurance, legal, and more.

For clients, that means clearer decisions, proactive support when life changes, and a better view of their financial lives. For institutions, it means deeper relationships, more clients served consistently, and more of each client's financial life managed in one place.

What makes this possible is how the system is built. Every recommendation reflects the institution's own views, policies, and permissions. Every output is auditable, traceable, and reversible, and client data stays under the institution's control. Generative AI shapes how advice is designed; at runtime, execution is deterministic — so every output can be explained and stood behind, not just trusted.

The work

We are building for a high-stakes industry where the work has real consequences. The challenge is to make advice more personal and more available without making it less trusted — to build AI that institutions can audit, explain, and reverse, in a domain where being wrong carries real cost. That is a hard problem, and it is the reason to be here.

You will work on technology that brings real financial advice to people who have rarely had access to it. You will be expected to think clearly, move with urgency, hold a high bar, and take responsibility for work that matters. We are an early team building something ambitious, and what you do here will shape both the product and the company.

About the Role

Paraplanners and associate planners bring some of the deepest technical thinking in wealth management — the rigorous cross-domain modelling, the comprehensive plans that hold together under scrutiny, the insight that turns complexity into clarity. At Monstro, that expertise takes centre stage . We're building the financial intelligence layer that will power the next generation of AI-assisted wealth management, and we want the people who think this way at the front of it — shaping the logic, setting the standard, and building something the industry hasn't seen before.

What Monstro Is Building

Monstro is developing an AI-powered wealth management platform that must reason about complex financial scenarios with institution-grade precision. The challenge isn't getting AI to talk about financial planning — it's getting it to reason about wealth correctly, across the full dependency structure of comprehensive wealth strategy.

Tax assumptions that ignore estate implications. Investment recommendations blind to income-phase distinctions. Insurance structures that conflict with trust positioning. These aren't edge cases — they're the daily reality of comprehensive planning, and precisely where AI systems fail first.

We're hiring a Senior Wealth Planning Specialist to define how Monstro's platform reasons about wealth. Not as a reviewer after the fact, but as the architect of the foundational logic itself.

Who We're Looking For

This role is purpose-built for the professional who has been doing the real planning work — behind the scenes, with rigour — and is ready to have that expertise recognised and operationalised at scale.

You might currently be or have been:

A Paraplanner or Senior Paraplanner at an RIA, MFO, or fee-only planning firm

A Financial Planning Associate, Specialist, or Analyst

A Wealth Planning Analyst within an advisor team at a bank, wirehouse, or independent RIA

An Associate Financial Planner preparing comprehensive plans for a lead advisor

A Planning Consultant or Advanced Planning Specialist at a software or wealthtech firm

A non-client-facing CFP® who has chosen depth over a book of business

The environments that produce the right kind of thinker for this role:

Multi-family offices with deep planning benches (MFO, family wealth, UHNW)

Fee-only, comprehensive, planning-led RIAs

Holistic practices that integrate tax, trust, and estate alongside investments

Advanced planning teams at major institutions or law/accounting firms

Planning software and wealthtech firms (eMoney, RightCapital, MoneyGuide, Orion, Envestnet)

Virtual paraplanning firms where plan quality is the entire product

What You'll Do

Set the Standard for Expert Wealth Guidance

Use your financial planning expertise to shape how Monstro evaluates complex wealth guidance. You will assess AI-generated planning frameworks, decision constructs, and guidance pathways against the standards of real professional judgment — testing whether the logic is complete, the tradeoffs are proper…