AR Credit Analyst-HIRING ASAP

Job Title: AR Credit Analyst

Job Description

We are seeking a skilled AR Credit Analyst to join our team. The successful candidate will be responsible for analyzing financial data, calculating financial ratios, and making informed recommendations regarding creditworthiness. You will prepare reports, monitor compliance with banking policies, assist with audits, and communicate effectively with customers to resolve complaints and verify transactions.

Responsibilities

• Analyze financial data, including financial statements, income, and cash flow, to determine a customer's creditworthiness.
• Use computer programs to calculate financial ratios such as debt-to-income to evaluate a customer's financial health.
• Make recommendations to approve or deny loans and suggest interest rate changes as necessary.
• Prepare reports summarizing a customer's financial health and the risk associated with lending.
• Ensure lending practices comply with bank policies and guidelines.
• Assist with both company and client audits.
• Communicate with customers to resolve complaints and verify financial transactions.

Essential Skills

• Credit analysis expertise.
• Proficiency in accounts receivable management.
• Experience in managing new account setups.

Additional Skills & Qualifications

• 3+ years of experience as a Credit Analyst.
• 2+ years of experience in construction-related credit (B2B).
• Experience managing a high volume and high-stress portfolio (1000 applications per month).
• 1+ years of experience with Excel.
• 1+ year of experience navigating multiple ERP systems in one job.

Work Environment

The position requires a fully onsite presence from 8 AM to 5 PM. The role offers an open-ended contract, providing flexibility and stability in your career.

Job Type & Location

This is a Contract position based out of Phoenix, AZ.

Pay and Benefits

The pay range for this position is $25.00 - $29.00/hr.

Eligibility requirements apply to some benefits and may depend on your job

classification and length of employment. Benefits are subject to change and may be

subject to specific elections, plan, or program terms. If eligible, the benefits

available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Phoenix,AZ.

Application Deadline

This position is anticipated to close on Jul 9, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.